Yajiema

  • Business Growth Consulting Agencies

    People will try anything to help their business succeed. But the fact of the matter is that sometimes, you need to call in the helpRead More

    Learn More
  • Proven Benefits of CBD Oil

    All the world is crazy about CBD oil. It appears in food, drinks, beauty products, and simply on its own on the store shelves. ItRead More

    Learn More

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Business Growth Consulting Agencies

People will try anything to help their business succeed. But the fact of the matter is that sometimes, you need to call in the help of business experts to figure out how to create sustainable and manageable growth for your business so that you can be successful in the long term. To do that, many people work with a business growth consulting company.

A business growth consulting company is a business that works with your business to make sure that you’re doing the right things to succeed. The consultants at a business growth consulting agency are people who have proven success in the business world. Where you know how to produce your specific product or service, they are less worried about what you’re doing, and more worried about how you’re doing it, because that is what will produce the sustainability that you need. Here are just a few of the things that they’ll review with you to make sure that you’re doing all that you can to help your business grow into the future.

Sales Methods

One of the most important things you can do in business is sell your product. Without the right sales methods, you’ll be out of business before you can even consider growing. Working with a growth consultant to streamline and enhance your sales methods is a great place to start your long term strategy.

Company Policy Examination

Many times, people don’t realize that certain company policies can lead to monetary loss or gain depending on what they entail. For many people, it’s hard to find the fine line between taking care of your employees and still keeping sight of what’s best for your business as a whole. When you work with a business growth consulting company to review your policies and procedures, you’ll be able to see where you can do better, to keep those good employees on board, and where you need to tighten up a bit.

Financial Benchmarks

One of the things that many new business owners struggle with is figuring out exactly how much they need to make to be able to not only stay afloat, but to be able to grow in a way that is sustainable. When you go through the financial bench marking exercise with your business growth consulting company, you’ll be able to see exactly where you need to be to continue the growth trajectory that you know you want to achieve.

Proven Benefits of CBD Oil

All the world is crazy about CBD oil. It appears in food, drinks, beauty products, and simply on its own on the store shelves. It is even possible now to get CBD vape oil, a delivery method that is touted as more bioavailable, and therefore more effective, than other delivery methods.

In all the hype about CBD and the benefits it offers, what is actually true? Are there any claims that are backed by research, and not just the good fortune of your neighbor down the street? Many of our body systems have cannabinoid receptors which are primed to react with CBD oil. In fact, a number of recent studies suggest a wide range of proven benefits.

 Reduce Risk of Diabetes and Obesity

Studies have shown that cannabis users, as a group, have lower body mass index and lower risks of diabetes and obesity than the population in general. Studies have suggested that obesity rates among cannabis users are up to one third less than that of the general population.

 Lower Risk of Cardiovascular Disease

In 2005, an animal trial showed that low-dose oral cannabinoids slowed the progression of atherosclerosis. Similarly, a 2007 animal study suggested that CBD can help protect the heart during heart attacks.

 Maintain Brain Health

In the brain, cannabinoids seem to remove damaged cells and improve the function of the mitochondria, the cellular energy centers. These effects can improve overall brain health and protect brain cells. CBD may also have an anti-inflammatory effect on the brain.

 Promote Healthy Bones

CBD has been shown to block an enzyme that destroys bone-building compounds in the body. This can reduce the risk of diseases like osteoporosis and osteoarthritis, both of which lead to bone degeneration. In addition, CBD has been found to promote new bone growth in the body, thereby potentially decreasing healing time from broken bones.

 Promote Healthy Skin

Of all the organs in the body, the skin has the most cannabinoid receptors. Lotions, serums and salves infused with CBD oil have a powerful antioxidant and anti-inflammatory effect on skin.

 Ease Anxiety

The use of cannabis and related compounds to treat anxiety dates back to Vedic texts from 2000 BCE. On its own, CBD has been shown to lessen anxiety in both human and animal subjects.

 With the proven benefits of CBD oil in general and the the increased bioavailability of CBD vape oil, it seems like a healthier population could be just a breath away.

What to Look for in Diesel Exhaust Fluid

When you’re shopping around for diesel exhaust fluid (DEF), you’ve probably noticed that all the diesel exhaust fluid suppliers claim to have the best product on the market. It’s true that not all DEF is the same, so it’s important to know how to choose the best products from all the DEF suppliers out there. Here are some tips to help you find the right product.

Concentration

DEF is mostly made of a urea concentration and water. The right mixture of urea and water is essential in order for the fluid to work with catalysts and go through the SCR process to turn the nitrogen oxide into harmless water, nitrogen, and oxygen. This reaction is what lowers emissions and makes it possible for EPA emission standards to be met. For DEF to qualify as such, it must have 32.5 percent of pharmaceutical grade urea (NOT agricultural grade urea) and 67.5 percent de-ionized water.  These percentages are determined by weight. This exact makeup is critical because it provides the lowest freezing point possible at twelve degrees Fahrenheit,and also provides the best NOx reduction possible without affecting the vehicle’s performance or driving power.

ISO Standards

Another qualification that DEF must meet is the International Organization for Standardization (ISO) specifications. ISO standard 22241-1 not only monitors the concentration of the DEF, but it also determines the production, handling, and transportation of the fluid. The standard also outlines how the DEF should be stored and distributed.  

Impurity Levels

Another aspect of the ISO standard is the level of impurities in the fluid. Maximum levels of zinc, iron, aluminum, and copper are specified. These levels are very low, and DEF can’t contain anything above specified levels, because anything higher than these levels negatively impacts the SCR performance. 

API Certification

If you find a product on the market claiming to provide SCR but it’s not marketed as DEF, chances are high that the product is just a urea solution that was unable to meet the requirements for ISO certification. In addition to looking for DEF products that are ISO 22241-1 certified, you can find a quality product by looking for the American Petroleum Institute (API) certification. This certification is voluntary, so it’s possible that not all DEF has this certification, but purchasing from diesel exhaust fluid suppliers that have API certification ensures the DEF is high quality and meets ISO standards. 

4 Precious Metal Alloys

Precious metals are rare, valuable elements, such as silver, gold, platinum, palladium, iridium, osmium, rhodium, and ruthenium. These types of naturally-occurring metals have certain unique characteristics which separate them from other metals. Due to these unique characteristics and the rarity of the metals, many people use them as an investment. Here are four of the most well-known types of precious metal alloys.

Gold

A dense, soft, and shiny yellow metal, Gold is the most malleable and ductile of any known metals, allowing it to be altered in shape without breaking or cracking. This metal is commonly used due to its high resistance to corrosion, but tends to be of a higher cost and offers lower resistance to erosion. This type of metal is most commonly seen in jewelry or currency but is also often used in certain specialty applications and electronics.

Silver

A soft, white, and shiny transition metal, silver is often used for electrical purposes because it features the highest electrical conductivity of any element and the highest thermal conductivity of any metal. While silver is a soft metal, it can be strengthened by combining it with copper. However, this combination will negatively affect the conductivity so it is rarely done when being used for electrical purposes. Silver can’t be the main component for most commercial applications because of its softness but can be used as a starting component before being joined by other metals to create a silver-based alloy.

Palladium

Palladium is a shiny, silvery-white metal that is a member of the platinum group metals (PGM). This metal is the least dense and features the lowest melting point among all of the platinum group metals available. When heated, palladium becomes soft, allowing it to be able to become drawn out into a thin wire. When exposed to cold, it hardens and becomes stronger. This metal is commonly used in catalytic converters, electronics, hydrogen storage and purification, and jewelry.

Platinum

Similar to gold, platinum is a shiny metal that can be pressed out of shape or drawn into a thin wire. This silvery-white element usually has a strong natural resistance to corrosion and won’t mix with oxygen at any temperature. However, it can corrode when being exposed to halogens, cyanides, sulfur, and caustic alkalis. Platinum is usually mixed with iridium, ruthenium, or tungsten to create a useful alloy and is commonly used in catalytic converters, laboratory equipment, electrical contacts and electrodes, and jewelry.

Precious metal alloys are rare metals that feature unique characteristics and can be used for a variety of purposes, such as electrical contacts and jewelry. There are many aspects to consider when choosing the right metal to use for a specific purpose but these are the basics of some of the most popular precious metals.

Benefits of Payday Loans

Quick payday loans are a great way to make ends meet when something unexpected comes up before you get paid. If you need some cash quickly but aren’t sure if fast payday loans are what you’re looking for, here’s what you need to know about payday loans and how they can be beneficial.

No Credit Check

When you apply for this type of loan you have the advantage of not having your credit score affected. Payday loans don’t use your credit score to determine eligibility for the loan. This is beneficial because a low credit score won’t prevent you from getting the loan and your credit won’t be dinged from inquiries either. What really matters when obtaining this type of loan is that you can prove your employment and how much you make in order to determine the amount of loan you’re eligible for to make sure it’s an amount you can repay.

Fast

Another benefit of this type of loan is its speed. Unlike many other types of credit you won’t have to wait days or weeks to find out if you qualify for the loan. You’ll have the money in your bank account in at least 24 hours if not within an hour of applying for the loan. That makes it easy for you to obtain necessary funds for the emergency you’re facing.

No Use Limits

One problem with using a credit card when you’re short on funds is that it’s difficult to get actual cash or you pay a higher interest rate for cash. With a payday loan you can get it all in cash and there are no stipulations on what the money can be used for.

Convenient

Lending institutions that offer payday loans typically have more flexible business hours than banks or credit unions. This allows you time outside of your workday to obtain the cash, and in fact, you can often apply for and be approved for the loan online. 

Customer Protections

Some people worry about getting quick payday loans because they fear they’ll be taken advantage of in their time of need. However, there is legislation in most states designed to protect you from fees and interest rates that would make it impossible for you to pay back the loan. In fact, many states cap the interest rate and fee amounts to help customers stay out of a cycle of debt with payday loans. 

3 Types of Special Needs Trusts

If you have a disabled family member or otherwise care for someone that has special needs, it’s natural to worry about how they will be cared for after you depart. A special needs trust will allow you to allocate your left-behind assets to that person without them losing their government-issued benefits. This will ensure that they are able to be properly cared for with help like personal attendants or therapy and can provide them with services like phone and internet. The type of trust you create for your dependent depends on who is creating it and how you wish the assets to be distributed long-term. Here are three types you can choose from when setting up your special needs trust management.

Trust with Dependent’s Assets

A trust that has been created using assets that belong to the dependent is often called a first-party special needs trust. This type of trust is commonly set up when the individual has acquired assets through inheritance, a settlement, or some other means and are under the age of 65. This type of trust is set up so that the caregiver can leave their assets to the special needs dependent without the fear that the dependent will lose their government-issued benefits. Upon the death of the dependent, the remaining money will be acquired by Medicaid, which will use it to reimburse itself for the support the state provided for that dependent.

Trust with Third-Party Assets

The second type of special needs trust is one that deals with the assets of a third party, such as parents or grandparents. Often called a third-party special needs trust, this is usually created when the person leaving the assets to the dependent doesn’t want their inheritance to negatively affect the dependent’s ability to obtain their government-issued benefits. This type of trust is created by someone during their lifetime through a document such as a will. A trustee is appointed to handle the money to ensure that it ends up with the dependent as intended. While the trustee is unable to give the money directly to the dependent, they can pay for certain items or services that their monthly SSI benefits don’t already cover. When the dependent dies, the remaining money will be distributed as directed by the creator.

Trust with Pooled Assets

A trust set up with pooled assets is managed by a non-profit organization using first-party or third-party pooled trusts for those with special needs. This type of trust is easy and cheap to set up as there is no cost and no required tax return. Any time money is transferred out of the trust or distributed to anyone other than the individual, penalties will be assessed. When the dependent dies, the money will usually stay in the trust to assist others with special needs.

Special needs trust management ensures that your loved one with special needs is cared for after you depart. These are three of the types of special needs trusts that you may choose from to support your loved one after you’re gone.

5 Characteristics of a Successful Business

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Every business wants and needs a plan for both short-term and long-term growth. That’s a big reason why the demand for business growth strategy consultants remains high! Having a dedicated resource by your side as you try to thrive your business and take things to the next level can make a huge difference. Let’s take a look at five characteristics of a successful business, as preached and celebrated by experts in business growth consultation!

1. Clear Vision

Let’s start with the basics of business, and having inspiring goals in mind. If you want your business to keep on growing and setting new standards in the years ahead, then you must have clear goals to get you there. If you don’t know what you want for your business, how can you make big things happen? Business owners, directors and entrepreneurs should think openly and honestly about the kind of business they want to build, and what they want to see in the next five years, whether it’s a particular number of clients, customers, employees or annual earnings. This clear vision will guide business toward the right path, which will benefit everyone involved. 

2. Business Plans

Not only are clear visions necessary, but so are detailed business plans. Any successful business needs to have plans in place for the present and the future. If you take the time to thoroughly plan and detail any and all aspects of your business that are needed to achieve success, then chances are your business will reach new heights. Writing a business plan allows you to review all the moving parts of your organization at the same time, from operations to market, staff to finances and so much more. This makes it easier to achieve business goals.  

3. Short-Term Goals

Business plans will help you identify your short-term goals in addition to your long-term ambitions. Businesses that remain focused on what they want in the upcoming days, weeks and months as well as years far into the future will be more likely to actually reach these measurable goals. What does your organization need to do to reach your annual goals? By setting up these smaller, yet still significant goals, the possibilities for success are truly endless. 

4. Development

Everyone can continue to learn, grow and achieve new things. If your company invests in staff skill development, it’s likely that you’ll reap the benefits. Strong, driven and dedicated staff are more likely to remain committed to their company if they are given the room and resources to further develop. Investing in employees and providing opportunities for education and investment is something that all successful companies do, as anyone in business growth consultation will promote! Business growth strategy consultants always recommend ongoing training and other opportunities for staff.

5. Marketing

Especially in the digital age, marketing and advertising has never been busier. There are so many avenues for promoting businesses nowadays, and those organizations that take advantage of all these opportunities are often the ones that get ahead. Clear marketing plans are always a good idea, as organized and inventive business marketers can really make the most of both traditional advertising avenues and more modern methods of marketing as well. Business growth strategy consultants are happy to explain the importance of all these characteristics and more. 

How to determine your debt collection process?

Debt collection is something that you need to handle carefully. Debts can lead to business failure if it persists for long. On the contrary, improper debt collection procedures can have adverse effects on your brand. The debt collection process ranges from a friendly reminder to repossessing the customer’s assets. You can move from one step to another depending on the reaction of your customer. This article will give you some tips on how to determine your debt collection process. However, you should be aware of the debt collection practices that are banned by the government. You don’t want to find yourself on the wrong side of the law as you try to get your debt back.

•    Using a Friendly Reminder to Pay

When the payment is overdue for the first time, give the client a courtesy reminder by sending him a letter, emailing, or phoning. In some instances, the clients will pay once you contact them. The customer may have made a payment in the wrong account, forgotten about the bill, or there could be another minor issue that you can resolve quickly and easily. Include your contact information, banking details, and payment options in the reminder so that it will help the customer to pay easily and quickly. You can get a friendly email reminder template to use in making your request.

•    Use an Overdue Payment Reminder to Contact the Customer

If the payment remains to be outstanding and the client misses to pay on the next agreement date, or he fails to contact you, then give them another call. This step also entails sending another reminder letter or email of the outstanding payment reminding him to meet his obligation. You can get an overdue email template to use for your reference at this stage.

•    Use a Final Notice to Contact Your Customer

If the customer fails to pay as per the terms of payment and misses the extended payment dates, email or call them to discuss the outstanding debts and request them to clear the arrears. Send them a final notice to pay, and you can use an online template for reference or resource if you don’t have one.

•    Try Making Direct Contact with the Customer

If still there is no response or payment, try to visit the customer in person. You can also give him a phone if you were previously using the email to contact them and ask for payment. This action may help in facilitating a personal relationship with the client and may help you with future payments. You can get an online contact script to use for your reference or resource.

•    Sending a Formal Demand Letter

If all your attempts to contact the customer and get payments don’t bear fruits, you can now send them a formal demand letter. Remember you only need to undertake this procedure as a last resort. The reason is that it can damage the reputation of your brand. It can hurt the relationship you have established with your customers including the loyal ones.

•    Use Debt Collection Services as the Last Resort

If the payments are still pending, you can use the debt collection agencies as a last resort. This procedure can also have adverse effects on your brand in the market. Don’t resort to such actions unless you are dealing with difficult clients and more friendly approaches have failed to bear fruits.

4 Careers in Radiology

Continuing your medical education into the field of radiology creates a variety of career opportunities. Radiologists are in need of assistance from specialists that know how to deal with specific machines and analyze images. Receiving certification from the American Board of Radiology will provide these opportunities. The result is that you’ll be able to enter an exciting field that features a higher salary and more advancement opportunities. Here are four careers you can enter after taking online radiology CME courses.

Radiology Technologists

A radiology technologist is commonly called a radiologic technologist or rad tech. The main purpose of this position is to create images of the body using x-rays, MRIs, and mammography for the radiologists to examine. While a radiology technician has a similar name to a radiology technologist, they differ in that a radiology technician has limited use of x-ray equipment and typically works in an urgent care center or doctor’s office while a radiology technologist can use all x-ray equipment and usually works in hospitals.

Ultrasound Technician

An ultrasound technician operates diagnostic imagery equipment that uses sound waves to provide images of soft tissue. Some of the images that will be developed include obstetric and gynecologic sonography, abdominal and cardiac sonography, and neurosonography. This is a growing profession as more and more patients prefer to have ultrasounds to avoid radiation. Most hospitals that hire these positions require the passing of an exam offered by the American Registry of Diagnostic Medical Sonographers (ARDMS) for which continuing medical education will prepare you.

MRI Technician

The role of an MRI technician is to operate a magnetic resonance scanner, which is done to create two or three-dimensional maps of tissues within the body. These images are then transferred from a disk to magnetic media and the film is developed for the doctor or radiologist to examine to make a diagnosis. For most MRI technician positions, you’ll need to register with the American Registry of Radiologic Technologists (ARRT).

CT Scan Technologist

The role of a CT scan technologist is to produce scans of specific sections of the body using computerized tomography. Common scans that might be performed include abdominal scans, gynecological and obstetric scans, and ultrasound exams. Continuing your education into radiology provides an opportunity to advance your career into several positions. Choosing one of these specialties will prepare you to enter a path that will allow for advancement and a higher salary. Online radiology CME courses will provide the education necessary to reach these goals.

4 Reasons Why You Need Brand Security

One of the most important parts of any business is its branding. This is how consumers recognize you and how you build a reputation. For this reason, it’s important that you protect your brand so that others are unable to copy your brand for their own benefit, potentially damaging the reputation you’ve worked so hard to build. The following are four reasons why you need brand security.

Increases Company Value

Your brand is the public representation of your company. Customers or clients want to be associated with a strong, well-respected brand and investors want to be associated with those types of companies. While there are other aspects that can impact the value of your company, such as assets and financial projections, strong brands allow the company to be worth more.

Representation

Nothing represents your company more than your brand. A good branding strategy will display your vision, beliefs, values, and habits to consumers and potential clients. Protecting your brand is essential as failing to do so could allow someone else to step in and damage the reputation you’ve worked hard to develop. Recovering from such an attack can be more difficult than it was to build that reputation in the first place.

Employment Desirability

The best way to build a strong company is to hire the right people, but attracting those applicants can be difficult. In a strong job market, recent graduates will consider multiple job offers prior to making the decision on the company they will join. Many of these applicants allow the branding of a company to tell them what they want to know about the company. Ensuring that branding is solid and protected will allow you to draw the best of the best from the pool of potential employees.

Stronger Advertising

The stronger your brand, the more free advertising you will receive. Consumers will react positively to a strong brand and will pass that information along to friends and family. This allows that company to spend less money on advertising or get more out of their advertising budget as those that have connected with the brand are spreading the word for them. Protecting your brand will allow that word-of-mouth advertising to continue working for your business.

The brand of a company is the first thing that consumers or potential clients see and what they connect with the most. With advancements in technology, brands are more vulnerable to damage than ever. Brand security will ensure that the hard work you’ve put into securing a strong brand is not wasted.